Accounting and Financial Services
Comprehensive Accounting and Financial Services for Your Business
UK small businesses lose 24 days every year to financial admin (that's working 13 months but getting paid for just 12). What if you could reclaim that lost month and spend it on what you're an expert at: winning new clients, growing revenue and building your business?
That's exactly where we come in. At A & Co Accountants, we take the complexity off your plate so you can focus more on growing your business, not grappling with spreadsheets and compliance paperwork.
We're a team of expert accountants specialising in accounting and financial services. We provide services to limited companies, including contractors, freelancers, online sellers, construction companies, and small to medium businesses across the UK.
Besides managing accounting and tax obligations on behalf of our clients, we also provide tax planning advice as standard to maximise your take-home pay.
Whether you are a startup or an established business, we are here to help you every step of the way.
Our Accounting and Financial Services
From recording your daily financial transactions to managing your tax returns, our accounting and financial services cover everything. Let’s have a brief overview of the services we offer:
Bookkeeping and Management Accounting
We offer bookkeeping services that ensure every piece of data from your daily transactions is recorded accurately. To make the process hassle-free, we provide you with free access to FreeAgent, a cloud-based accounting software that lets you run your business even on the go. You can snap an expense, generate invoices or track your cash flow health in real-time, all from within a single interface.
When you sign off a contract with us, you get a dedicated accountant who will help set up the tool, give you a complete walkthrough, and respond to any of your enquiries as soon as possible.
Year-End Accounts Preparation and Filing
We prepare your annual accounts for submission to Companies House and HMRC, guaranteeing adherence to UK accounting standards. Your accounts are due at Companies House nine months after your year-end. We'll prepare them in advance and send them to you for signature and submission.
What’s more, we'll calculate your Corporation Tax liability based on the monthly financial reports we prepare for you. You'll have a clear understanding of how much you owe throughout the year (not just at the end), so you're never caught off guard by a large, unexpected tax bill.
VAT Registration and Returns
Need help with VAT registration, choosing the best tax scheme, or quarterly tax preparation? With years of experience assisting clients in navigating VAT compliance, we handle Making Tax Digital (MTD) compliance and submit your VAT returns directly to HMRC on your behalf.
We'll also advise on which VAT scheme you should choose based on your situation.
Payroll Services
In-house payroll services can be expensive. We have a dedicated team of payroll experts ready to offer you tailored and secure services, including:
- Employee payroll processing with PAYE, National Insurance, and pension calculations
- Real-Time Information (RTI) submissions to HMRC
- Payslips and P60s for your employees
- Pension auto-enrolment compliance
- Construction Industry Scheme (CIS) payroll for construction businesses
Financial Reporting and Business Insights
We'll provide clear, on-time financial statements that give you a complete overview of your financial position. No complex jargon, no buried information, just straightforward reporting you can actually use to strengthen your decision-making.
You have free access to FreeAgent for complete and real-time visibility into your financial reports.
Ready to reclaim your time? Discover how we can handle your accounting while you focus on growth.
Tax Compliance and Planning
As a taxpayer, you're responsible for calculating and paying your taxes. We lift this burden off your shoulders and ensure your tax is paid to HMRC before the deadlines, while identifying all allowable expenses so you keep more of your hard-earned money.
Our tax services include corporation tax returns, personal self-assessment, IR35 compliance, and tax planning tailored to your specific industry and business structure.
Corporation Tax and Self-Assessment Returns
Our tax services include corporation tax returns with CT600 preparation and submission to HMRC. We also provide personal self-assessment tax return services tailored to sole traders, directors and partners.
IR35 Compliance and Contract Reviews
If you're a contractor looking for help with IR35 navigation, we're here to support you.
IR35 rules look at your working status to find out whether you are self-employed or an employee. It has a considerable effect on the amount of tax you owe.
We help you better understand your IR35 status, adopt best working practices, and prepare for potential HMRC reviews.
With extensive experience handling IR35 for contractors, we know what HMRC looks for and how to keep you fully compliant.
Tax Planning (Included as Standard)
This is what makes us stand out from the pack. All our monthly packages include tax planning at no extra charge. We actively look for legal ways to reduce your tax liabilities all year, not just at year-end when options are limited.
What’s included:
- Optimising salary and dividends for director-shareholders
- Maximising all allowable business expense claims
- Pinpointing available tax reliefs for your business
- Strategic timing of income and expenditure
- Regular financial health checks as your business grows
Speak with our tax specialists for a free, no-obligation review of your business.
Backed by experience working closely with contractors, freelancers, and small businesses, we help you navigate bottlenecks and setbacks likely to slow down your business growth.
Strategic Financial Planning and Cash Flow Management
We'll prepare budgets and financial forecasts that strengthen your decision-making, providing tailored solutions for any business, whether it's a startup or already established.
FreeAgent software helps you focus on the key areas of your business while we ensure you remain fully compliant.
Business Formation and Structure
Setting up a new business or planning to restructure the existing one? We offer same-day company formation services at an additional one-off cost of £150.
Ongoing Business Support
We recognise the uniqueness of each business and evaluate it to pinpoint success opportunities. We offer ongoing business support that includes professional accounting advice. We are always on-hand to help you throughout your financial and accounting journey.
Financial Management and Advisory
With good accounting, you can take stock of where you are with your business. With smart financial management, you can better understand where your business is being directed.
Why Choose A & Co Accountants
Quick Response
Your dedicated accountant is responsible for responding to your calls, emails or messages as soon as possible. We try to resolve any issue within 24 hours of receiving it.
Flexible Availability
We value our customers and their needs. This is why we're available on evenings or even weekends by appointment.
Tax Planning as Standard
Our accounting services come with tax planning included as standard—not as an expensive add-on.
Transparent Monthly Fees
We pride ourselves on being completely transparent about our fees. You'll be charged an all-inclusive fixed rate on a monthly basis. No hidden costs. No unwelcome surprises.
Get started with a free consultation
Our Clients Talk for Us
They Really Trust Our Services
Ready to Simplify Your Business Finances?
You started your business to do what you love, not to spend hours wrestling with spreadsheets or worrying about tax deadlines. Let us handle the complexity while you focus on growing.
We're here to answer your questions, explain your options, and provide the accounting and financial services that keep your business running smoothly and tax-efficiently. Whether you're just starting out or you're an established business looking for better support, we'd love to work with you.
Contact us today for a free consultation. We'll discuss your specific needs and provide a clear quote with no obligation.
Get In Touch
Contact A&Co Accountants Now
Talk to an Expert accountant Today for a Free Consultation.
Let's Talk
0203 026 7001
info@aco-accountants.co.uk
20-22 Wenlock road London N1 7GU
Workign Hours
Mon - Fri : 09.00 AM - 5.00 PM
Sat : By Appointment
Sunday : By Appointment
Contact Us
Frequently Asked Questions
What accounting services do you offer?
We offer a range of accounting services, including bookkeeping, management accounting, VAT services, year-end account preparation, payroll processing, tax planning, tax consulting, and free access to FreeAgent accounting software. We offer unlimited free support in case any issue arises.
Do you work with startups and small businesses?
Yes, absolutely. We offer same-day company formation services, guidance on the most tax-efficient business structure, help setting up your accounting systems properly from day one, and ongoing support as you grow.
Can you help me with tax planning?
Yes, we offer tax planning and guidance as standard in all our packages. We work to minimise your tax liabilities throughout the year, not just at year-end. We offer advice on making your business structure tax-efficient, conducting periodic health checks, dividend optimisation, expense maximisation, and identifying available tax reliefs.